Debt Advice

StepChange Debt Charity is a registered charity that provides free and anonymous debt advice to over 400,000 people per year. Opening hours: Monday-Friday, 8am-8pm; Saturday, 8am-4pm. Contact the StepChange Charity Helpline for free (from landlines and mobiles) on: 0800 138 1111

National Debtline provides free, confidential and independent advice for people with debt problems in England, Wales and Scotland. They give expert help via phone, email and in writing or can send you a free information pack. The National Debtline website includes a fully interactive online advice tool called “My Money Steps” which is available for use 24/7. Helpline Opening hours: Monday-Friday, 9am-9pm; Saturday, 9:30am-1pm. Contact National Debtline free on: 0808 808 4000

Business Debtline provides free, confidential and independent advice to small businesses and self employed people in England, Wales and Scotland on how to deal with debt and cash flow problems. They provide self-help advice with free information packs and support on appropriate repayment and insolvency options. Helpline opening hours: Monday-Friday, 9am-5:30pm. Contact number: 0800 197 6026